Aug 24, 2017

Recent articles

CCLP’s 2024 legislative wrap-up, part 2

CCLP's 2024 legislative wrap-up focused on expanding access to justice, removing administrative burden, supporting progressive tax and wage policies, preserving affordable communities, and reducing health care costs. Part 2/2.

CCLP’s 2024 legislative wrap-up, part 1

CCLP's 2024 legislative wrap-up focused on expanding access to justice, removing administrative burden, supporting progressive tax and wage policies, preserving affordable communities, and reducing health care costs.

Beyond ‘Dog Whistle Politics’: An interview with Ian Haney López

by | Aug 24, 2017

Ian Haney López is regarded as one of the nation’s leading thinkers on how racism has evolved in the United States since the civil rights era.

Currently a professor of law at the University of California Berkeley, he is the author of three books, most notably “Dog Whistle Politics: How Coded Racial Appeals Have Reinvented Racism and Wrecked the Middle Class,” which showed how decades of subliminal racial language have systematically dismantled programs and policies that benefit lower- and middle-income Americans. His writings have appeared across a range of sources, from the Yale Law Journal to The New York Times.

Haney López will discuss his work and how to rebuild support for a government that helps people realize their full potential and achieve enduring economic security at Colorado Center on Law and Policy’s Fourth Annual Pathways from Poverty Breakfast, Oct. 6 at Embassy Suites Denver Downtown Convention Center.

Days before the violence in Charlottesville, CCLP Communications Director Bob Mook talked to Haney López about the themes explored in “Dog Whistle Politics” and where to go from here.

The views expressed by Haney López don’t necessarily express those of Colorado Center on Law and Policy, a nonprofit, nonpartisan organization which addresses poverty-related issues through research, advocacy, litigation and education.

CCLP: Why do you think there was a resurgence of interest in your book, “Dog Whistle Politics” after the elections?

Ian Haney López: The book provides a framework to understand what happened to our country. It takes a larger historical perspective. It’s not just about understanding 2016 or growing political polarization, but about what we’ve done over the past 60 years and how it fits within the arc of two of the most pressing problems the country faces. One: how we can move from racial oppression and toward racial equality. Two: how we as a democratic and capitalistic society deal with the distribution of wealth—whether wealth is fairly distributed or concentrated in the hands of a few.

These are two of the most pressing questions the country faces. It’s something we’ve struggled with throughout the 20th Century. “Dog Whistle Politics” as a book explores the relationship between those two questions over the last 50 years. In this context, the 2016 election epitomized two of the worst trends: Increasing racial hatred and increasing concentrations of wealth in the billionaire class.

CCLP: You point out throughout the book that neither Democrats nor Republicans have been above dog-whistle messaging. How have you seen that play out since the publication of the book?

IHL: Clearly, Donald Trump took the Republican strategy and amped it up. Indeed, he used it against the Republican party itself. He out dog-whistled the dog-whistle party. And it turned out that (mainstream) Republicans did not have an adequate response. They could hardly call Trump out for race-baiting. So he ran the table on the “establishment” Republican candidates by being even more of an aggressive racial demagogue than anyone else in a party that has built its identity around White anxiety.

On the Democratic side, I don’t think you see dog-whistling in the sense of purposeful efforts to manipulate people racially. What you do see is a repeat of purposeful racial evasion. This is something that Democrats have been doing for 50 years. In the wake of Trump’s election, it seems they’ve doubled down on it.

The politics of racial evasion has two components: One is the recognition that race is being used against you. Two is the conclusion that it’s being used so effectively that you have to deny that race is actually playing any role. The end result is a public silence about the role of race.

You can see that this is where the Democratic party has settled in the recent rollout of their “Better Deal.” A Better Deal is a collection of different policy proposals that hammer away at the idea of economic populism and concern for the working class. Yet, it’s studiously silent on questions of racial division, and social divisions more generally. At a time when Donald Trump is tweeting out about a ban on transgender people in the military and lecturing the country about the police being too nice on “thugs,” or railing against the savagery of immigrant killers, the Democrats are saying they can respond effectively by talking about economic policies alone.

This silence about race is purposeful. They know that race is a weapon in politics today, but they’ve also concluded that it is such an effective weapon that they don’t dare mention race because they fear if they do mention race, it will turn away the White working class voters that they seek to recapture. The result is a Democratic response that talks only in the dry language of public policy without addressing the fire that’s raging through American society of fear and division and people feeling threatened.

The Democrats have made a decision that they’re going to ignore racial dynamics. It’s not dog-whistle politics per se, but it’s definitely part of the pattern of dog whistling in which the right wing manipulates racial anxiety while liberals respond with racial evasion.

CCLP: It sounds like the Democrats are almost in a position that they’re damned if they do and damned if they don’t in regards to addressing race. Is it more complicated than that?

IHL: The Democrats definitely think they’re damned if they do and damned if they don’t. That’s the conclusion they’ve reached. But that rests on a misunderstanding of how race is working in society and how to engage with it. Race is being used as a divide-and-conquer weapon. And once you’ve seen that clearly, it opens up the possibility of addressing race as a divide-and-conquer weapon.

Instead, progressives too often mistakenly presume that race only affects communities of color. Then they worry that if they address racism, doing so will antagonize Whites who’ve been conditioned to believe that Democrats care more about communities of color than they care about White voters.

That’s where the damned-if-you-do-damned-if-you-don’t trap comes from. The root of that trap is the mistaken belief that race is only a concern for communities of color. This dramatically misunderstands the harm that racism is doing. Racism is being used as a divide-and-conquer weapon by the very rich against the rest of us. And with that understanding of racism, it becomes immediately apparent that you must have a conversation about race that is targeted toward Whites and that explains how racism hurts their families.


CCLP: A lot of middle Americans – a few of whom are related to me — seem to believe that racism went away with the civil rights movement and after we elected a Black president. How do we convince those people that we have a problem?

IHL: Having these conversations within family can be challenging, no doubt!

In my experience talking about divide-and-conquer politics, though, people understand it. They’ve seen this dynamic in their lives and their workplaces, maybe using race, maybe using other forms of division. From there, it becomes something that’s pretty easy to see in our politics.

The deep social divisions that bedevil our society don’t reflect the American people. They reflect a strategy among our politicians. That strategy is fundamental to this other thing that we see but don’t understand: how the rules get rigged to help the economic titans. If we start with a narrative about divide-and-conquer politics that ultimately favors the greedy corporations, then we can make clear that social divisions hurt all of us and only help the 1 percent.

Look at all of this administration’s attacks on people of color, Syrian refugees, and undocumented immigrants. And also transgender rights, sexual orientation, gender, abortion and Planned Parenthood. These things are part of the strategy: Rile people up with warnings that other regular people are the biggest threats of their lives. Then, with people battling each other, seize government and rewrite the rules of the economy to shovel more power and wealth to the billionaire class.

There’s a broad recognition – including among Republicans – that the economy is rigged, that government has largely been captured by economic elites. They’ve written the rules of government and the economy to favor themselves. Trump supporters understood this. One of Trump’s most popular lines was his promise to “drain the swamp.” But that was a complete fabrication in terms of what he actually went on to do – as evidenced by all the Goldman Sachs alums on his cabinet. He created a cabinet of swamp creatures.

Is this an analysis or narrative that everybody will understand? Not by a long-shot. But I do think it’s an understanding about American politics that we could use to rebuild a governing coalition. Not just 50 percent plus one, but 58 to 60 percent – the sort of numbers you need to create a wave election that will actually change how the country is run.

CCLP: Why do you think so many low-income, White, rural voters voted against their own self-interest in the last election? I think of the folks in Kentucky who might have health insurance for the first time because of the Affordable Care Act.

IHL: I would be careful about the phrase “self-interests” because it masks too much. What we really mean is they’re voting in ways that support the billionaire class and hurt their economic interests. They’re voting for a government that’s going to pull the social safety net out from under them and let them fail, suffer, go hungry or homeless. Instead, they’re going to get huge tax cuts for the billionaires.

But let’s keep pushing and ask, “What do they think they’re getting here? What’s animating them to support this kind of a deal?” It seems the main thing they hope to get by voting for someone like Donald Trump is a different sort of interest: respect. They hope their status and position in society will be reaffirmed. They’re pushing back against all these new people who are demanding “equality.” By that, I mean people of color and immigrants. I’m also talking about women who are demanding equal pay and an end to traditional patriarchy, as well as sexual-orientation minorities and non-Christians.

Additionally, often Trump voters feel disrespected by a condescending cultural elite. We used to think of the “elite” as the titans of wealth, the lords of industry who wield their wealth to boss around the little guy. But Republicans since the 1950s have been very successful in shifting resentment from the rich and powerful to the cultural elites, the Hollywood liberals, the mainstream media and university professors – all of these progressives who supposedly despise the working man. Supporting a boorish billionaire like Donald Trump lets people poke their finger in the eye of those cultural elites. Though I would ask: who truly condescends to working people? The cultural elite who insist on humane values? Or the billionaires who manipulate people’s fears?

In any event, what people are voting for is a chance for self-respect. They want to feel respected. They want to preserve and restore a status they feel has been taken away from them. We need to understand the importance of respect and feeling like you belong and that you’re recognized.

We also need to understand that everybody ought to feel that way—and that it’s morally wrong to rebuild one’s status by tearing others down. It’s immoral. If the goal is to feel that you’re respected and you belong, the moral solution is to build a community of mutual respect and belonging.

We also need to show that by building social solidarity, we can actually take power back from the billionaire class. It’s important to shift the language toward that and away from “voting against their own self-interests.”

CCLP: Members of Congress and the Trump administration seem intent on rolling back progress we’ve made on issues like wage stagnation as we speak. It sounds like there might be draconian cuts – particularly on human-service programs – coming from Washington. How do we change course?

IHL: These are draconian cuts in terms of the shift of ever-greater wealth to the very rich. But I hesitate to call this “conservative” because there’s nothing especially conservative about what’s happening in our country. When you think about a term like “conservative,” the root word is “conserve,” which implies protecting institutions, respecting tradition, proceeding with social change slowly and cautiously.

These folks aren’t conservative in that sense. They’re radical. They’re anarchists. They are intent on trashing society’s major institutions, including the presidency, the courts, the media, the notion of one-person-one-vote, checks and balances. They are intent on trashing anything that gets in their way. Trashing democracy allows them to move society to one where the rich exercise virtually unfettered power. That is dangerously radical. Many of them admit this. They talk in the language of “anarcho-capitalism,” of capitalism unleashed from government regulation and even more fundamentally from civic constraint and social responsibility.

It’s incredibly important for people to stop seeing the current moment as politics-as-usual and part of the normal cycle between Democrats and Republicans. This is an existential crisis for the country. Will we continue to be a democracy? What will happen to our society if the major social institutions that have bound us together are destroyed in the interests of increasing the wealth and power of a few? What will happen to “us” when social divisions are purposefully deepened and anger is purposefully fueled and stoked?

We face very deep threats to the future of our country and indeed to the future of humanity. It is a moment that demands mobilization and solidarity and creativity and energy. That’s the only way that people can effectively respond. We’ve got a lot of work to do.

Think of the Women’s March. Hundreds of thousands of people who never participated in protests before are paying attention, they’re newly energized, looking for new ways to understand what’s happening to us and how to move forward. The goal is to provide a coherent narrative and a coherent vision of where we are, where we want to go, and how we want to get there. If we can do that, we’ll have the energy and the people and the resources to connect with and mobilize the many folks who remain dangerously complacent. But they shouldn’t be our initial focus. Our initial focus should be on people who are already mobilized and actively looking for a way to move forward.

CCLP: Speaking of changing the narrative, can you tell me a little about your effort to develop a unifying narrative on race and class, how it came about, your findings so far and when you think the project will be ready for the general public?

IHL: I’m involved with a new project called “The Integrated Race and Class Narrative Project” that starts with the idea that coming together rests on us having a shared vision about what has happened to the country. The basics seem clear. Now the challenge is to fill it in, to give it shape, to translate this story into many different versions that connect with the experiences of different people, different groups, different regions.

Politics is fundamentally about collective action to govern ourselves and others. To do this requires understanding who we are, who our enemies are, who our allies are, how we move forward.

Our basic story is clear. We are a people united by a set of ideals, including equality, liberty, and freedom. We’ve been taught to fear each other, when in fact other people in our society are our greatest allies. That’s what it means to be a democracy.

The real enemy in our lives — and in every society — is tremendous concentrations of power and wealth in the hands of very few people. The way forward is a sort of unity among the people. We can take the power of the people against the power of concentrated wealth and push wealth and power downward and outward. That’s the basics of it.

How does it actually work? What forms does it take? What language do we use? What sorts of imagery and metaphors can help us convey this message most powerfully? That’s what we’re working on.

The project is launched and going. Initial research is happening right now. There’s going to be both poll testing and focus groups. We’re working throughout the fall in and into the early new year. We’ll have some initial results in this fall. And then we’ll have a fuller understanding of how best to tell the story of who we are, where we’re going and how to get there early in the new year. Stay tuned!

-Bob Mook

Want to hear more from Professor Haney López? Join us for breakfast and conversation with him on Oct. 6 at CCLP’s Fourth Annual Pathways from Poverty Breakfast. 

Recent articles

CCLP’s 2024 legislative wrap-up, part 2

CCLP's 2024 legislative wrap-up focused on expanding access to justice, removing administrative burden, supporting progressive tax and wage policies, preserving affordable communities, and reducing health care costs. Part 2/2.

CCLP’s 2024 legislative wrap-up, part 1

CCLP's 2024 legislative wrap-up focused on expanding access to justice, removing administrative burden, supporting progressive tax and wage policies, preserving affordable communities, and reducing health care costs.

HEALTH:
HEALTH FIRST COLORADO (MEDICAID)

Health First Colorado is the name given to Colorado’s Medicaid program. Medicaid provides public, low-cost health insurance to qualifying adults and children. It is an entitlement program funded by the federal, state, and county governments and is administered by counties in Colorado. Those who are required to pay must pay a small co-pay when receiving certain health care services.

State Department: Department of Health Care Policy and Financing

Eligibility: Most adults 18 to 64 are eligible for Medicaid in Colorado if their household income is at or below 133% of the federal poverty limit (FPL). Pregnant women are eligible with incomes of up to 195% FPL, while children under 18 may be eligible if the live in a household with income at or below 142% FPL. Some adults over 65 may also be eligible for Medicaid.

Program Benefits: Through Medicaid, low-income Coloradans are eligible for a range of health care services at little to not cost. Services provided include doctors visits, prescription drugs, mental health services, and dental care. Co-pays for certain individuals may be needed for certain services.

Program Funding and Access: Colorado funds our Medicaid program through state and federal dollars. Medicaid is an entitlement program, which means that all who are eligible for Medicaid can access the program, regardless of the funding level in a given year. This does not mean that it is always easy to access Medicaid, even when eligible. And since the program is administered by counties, funding levels for county staff and other administrative roles can make it easier or harder for Coloradans to access the program. On top of this, not all medical providers accept Medicaid which limits the ability of Coloradans to seek health services even if enrolled, such as if the nearest provider is a 2+ hour drive away.

Note: This data is from before the pandemic and does not reflect changes in enrollment rules during the COVID-19 pandemic and public health emergency.

Statewide Program Access 2015-19: Over the study period of this report, an average of 89.0% of the population at or below 133% of FPL (i.e., the population who is likely to be eligible for Medicaid) were enrolled in Medicaid in Colorado.

FOOD SECURITY:
SUPPLEMENTAL NUTRITION ASSISTANCE PROGRAM (SNAP)

The Supplemental Nutrition Assistance Program or SNAP helps low-income Coloradans purchase food by providing individuals and families with a monthly cash benefit that can be used to buy certain foods. SNAP is an entitlement program that is funded by the federal and state governments and administered by counties in Colorado.

State Department: Department of Human Services

Eligibility: Currently, Coloradans qualify for SNAP if they have incomes below 200% FPL, are unemployed or work part-time or receive other forms of assistance such as TANF, among other eligibility criteria. Income eligibility for SNAP was different during the study period of this report than today—it was 130% FPL back in 2019 for example. The US Department of Agriculture uses the population at or below 125% FPL when calculating the Program Access Index (or PAI) for SNAP. We follow this practice in our analysis despite Colorado currently having a higher income eligibility threshold.

Program Benefits: SNAP participants receive a monthly SNAP benefit that is determined by the number of people in their household and their income. Benefit amounts decrease as income increases, helping households avoid a sudden loss of SNAP when their incomes increase, even by a minor amount. Benefits are provided to an Electronic Benefit Transfer (EBT) card that can be used to purchase eligible food items, such as fruits and vegetables; meat, poultry, and fish; dairy products; and breads and cereals. Other items, such as foods that are hot at their point of sale, are not allowable purchases under current SNAP rules.

Program Funding and Access: SNAP, like Medicaid, is a federal entitlement program. This means that Colorado must serve any Coloradan who is eligible for the program. As such, funding should not be a limit to how many Coloradans can be served by the program. However, funding for administration of SNAP at the state and county level can limit the ability of county human service departments to enroll those who are eligible. Other program rules and administrative barriers can make it difficult for Coloradans to receive the benefits they are legally entitled to receive.

Statewide Program Access 2015-19: Over the study period of this report, an average of 61.1% of the population at or below 125% of FPL (i.e., the population who is likely to be eligible for SNAP) were enrolled.

FOOD SECURITY:
SPECIAL SUPPLEMENTAL NUTRITION PROGRAM FOR WOMEN, INFANTS AND CHILDREN (WIC)

The Special Supplemental Nutrition Program for Women, Infants, and Children, also know as WIC, provides healthcare and nutritional support to low-income Coloradans who are pregnant, recently pregnant, breastfeeding, and to children under 5 who are nutritionally at risk based on a nutrition assessment.

State Department: Department of Public Health and Environment

Eligibility: To participate in WIC you must be pregnant, pregnant in the last six months, breastfeeding a baby under 1 year of age, or a child under the age of 5. Coloradans do not need to be U.S. citizens to be eligible for WIC. In terms of income, households cannot have incomes that exceed 185% FPL. Families who are enrolled in SNAP, TANF, Food Distribution Program on Indian Reservations (FDPIR), or Medicaid are automatically eligible for WIC. Regardless of gender, any parents, foster parents, or caregivers are able to apply for and use WIC services for eligible children.

Program Benefits: WIC provides a range of services to young children and their parents. These include funds to purchase healthy, fresh foods; breastfeeding support; personalized nutrition education and shopping tips; and referrals to health care and other services participants may be eligible for.

Program Funding and Access: WIC is funded by the US Department of Agriculture. The state uses these federal funds to contract with local providers, known as WIC Clinics. In most cases, these are county public health agencies, but that is not the case in all Colorado counties. Some WIC Clinics cover multiple counties, while others are served by multiple clinics. Private non-profit providers are also eligible to be selected as a WIC Clinic.

Statewide Program Access 2015-17: Between 2015 and 2017, an average of 52.2% of the population eligible for WIC were enrolled in the program in Colorado.

Financial Security:
Colorado Works

Colorado Works is the name given to Colorado’s program for Temporary Assistance to Needy Families or TANF. It is an employment program that supports families with dependent children on their path to self-sufficiency. Participants can receive cash assistance, schooling, workforce development and skills training depending on the services available in their county.

State Department: Department of Human Services

Eligibility: In general, Coloradans are eligible to enroll in TANF if they are a resident of Colorado, have one or more children under the age of 18 or pregnant, and have very low or no income. For example, to be eligible to receive a basic cash assistance grant through TANF, a single-parent of one child could not earn more than $331 per month, with some exclusions—and would only receive $440 per month (as of 2022). That said, there are other services provided by counties through TANF that those with incomes as high as $75,000 may be eligible for. In addition to these, participants in TANF are required to work or be pursuing an eligible “work activity” or work-related activity. Any eligible individual can only receive assistance if they have not previously been enrolled in TANF for a cumulative amount of time of more than 60 months—this is a lifetime limit that does not reset. Counties may have additional requirements and offer benefits that are not available in other counties in Colorado.

Program Benefits:  While the exact benefits that one is eligible for under TANF can vary, all qualified participants are eligible to receive a monthly cash payment, call basic cash assistance. Other than cash assistance, counties are have a lot of choice in how to use their TANF funding; generally a use of TANF funds is appropriate so long as it advances one or more of the four purposes of the program: (1) provide assistance to needy families so that children can be cared for in their own homes or in the homes of their relatives; (2) end the dependence of needy families on government benefits by promoting job preparation, work, and marriage; (3) prevent and reduce the incidence of out-of-wedlock pregnancies; and (4) encourage the formation and maintenance of two-parent families.

It is important to note that those eligible for TANF are also eligible for many of the other programs we’ve included in this report, such as SNAP, Medicaid, and CCCAP.

Program Funding and Access: Colorado funds its TANF program through funds received from the federal government through the Temporary Assistance for Needy Families block grant. Most of the federal funds are allocated by the state to counties, which are required to provide a 20% match of state funding. Federal and state rules allow the state and counties to retain a portion of unspent funds in a TANF reserve.

Statewide Program Access 2015-19: Over the study period of this report, an average of 50.7% of the population at or below 100% of FPL (i.e., the population who is likely to be eligible for TANF) were enrolled in TANF in Colorado.

EARLY LEARNING:
COLORADO CHILD CARE ASSISTANCE PROGRAM (CCCAP)

The Colorado Child Care Assistance Program provides child care assistance to low-income families and caregivers living in Colorado in the form of reduced payments for child care. It is a program funded by the federal, state, and county governments and is administered by counties in Colorado. The share owed by parents/caregivers is determined on a sliding scale based on the family’s income.

State Department: Department of Early Childhood Education

Eligibility: Counties set eligibility for families separately, but must serve families with incomes at or below 185% of the Federal Poverty Limit. Families accepted to the program are no longer eligible once their income exceeds 85% of the state median income. Parents or caregivers must be employed, searching for work, or engaged in another approved activity to be eligible for CCCAP. Parents and caregivers enrolled in Colorado Works (Temporary Assistance to Needy Families or TANF) or in the child welfare system are also eligible to participate in CCCAP. Generally, CCCAP serves families with children under 13, although children as old as 19 may be eligible under certain circumstances.

Program Benefits: If a family is eligible for CCCAP and has income, they may likely have to pay a portion of their child’s or children’s child care costs each month. The amount that families owe is based on their gross income, number of household members, and the number of children in child care in the household. As such, households tend not to experience a benefit cliff with CCCAP when they see their incomes increase

Program Funding and Access: Colorado funds the CCCAP program using federal dollars it receives from the Child Care and Development Block Grant program. The state allocates federal and state funds to counties using a formula that takes into account factors like current caseloads and the number of eligible residents. Assistance is available until the county’s funds are spent, so the number of families that can be served is often a function of how much funding is available and the income and composition of the household that applies. It is not uncommon for counties to overspend or underspend their allocations of funds. The state reallocates unspent funds from counties who underspent to those who overspent. While underspending could indicate a problem with the way a county administers its CCCAP program, it could just as likely be a sign that there are few providers in the county who participate in CCCAP—or a lack of providers generally.

Statewide Program Access 2015-19: Over the study period of this report, an average of 10.8% of the population at or below 165% of FPL and younger than age 13 (i.e., the population who is likely to be eligible for CCCAP) were enrolled in CCCAP.

Housing:
HUD rental assistance programs

The US Department of Housing and Urban Development (HUD) has three housing assistance programs that we look at together: Housing Choice Vouchers (Section 8), Project-based Section 8, and Public Housing. In Colorado, these programs provided assistance to over 90% of the households who received federal housing assistance from all HUD programs. Through federally funded, local or regional public housing agencies (PHAs) are the agencies that administer these programs, through not all are available in all counties. These are not the only programs available in Colorado that assist households afford the cost of housing, such as units funded through federal and state tax credit programs.

State Department: Department of Local Affairs

Eligibility: Generally, households with incomes under 50% of the area median income (AMI) of the county they live in are eligible for these rental assistance programs, although PHAs have discretion to select households with incomes at higher percentages of AMI. That said, HUD requires that 75% of new vouchers issued through the Housing Choice Voucher/Section 8 program in a given year are targeted to households with incomes at or below 30% of AMI. PHAs are also able to create criteria that give priority to certain types of households who are on waiting lists for these programs.

Program Benefits: These rental assistance programs help households afford the cost of housing by reducing their housing costs to around 30% of their household income. In the case of the Housing Choice Voucher program, the PHA pays the voucher holder’s landlord the remaining portion of the rent.

Program Funding and Access: Funding and access are both challenges for these rental assistance programs. In addition to limitations on the number of public housing units or housing vouchers a PHA can manage or issue, lack of funding compared to the need constrains the ability of PHAs to assist low-income households. In 2020, Coloradans were on waitlists for Housing Choice Vouchers for an average of 17 months. Waitlists also exist for the other rental assistance programs.

Statewide Program Access 2015-19: Over the study period of this report, an average of 21.1% of renter households with incomes at or below 50% AMI (i.e., the population who is likely to be eligible for HUD rental assistance programs) were living in subsidized housing.