For 25 years, CCLP’s efforts have improved the health, housing, and financial security of hundreds of thousands of Coloradans. We are widely recognized by policymakers, opinion leaders and advocates for our knowledge, skills, and effectiveness in shaping and enduring systemic change in Colorado.

Here are some of our most significant milestones and accomplishments over the years. Any mention of publications can be found under CCLP Resources.

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1998

Founded

Colorado’s legal aid community created CCLP in 1998, so that people would continue to have access to justice after Congress imposed advocacy restrictions on federally funded legal services. We quickly emerged as a leader in increasing access to health care, family economic security, job training and other critical family needs and supports. 

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1999

Representing the public interest

We represented the public interest in the conversion and sale of the nonprofit Blue Cross, Blue Shield of Colorado to the for-profit Anthem Inc., by ensuring that the assets of the nonprofit were valued fairly and allocated appropriately to serve the community’s needs. The effort began in 1996 with support from Catholic Charities. The conversion resulted in the creation of the Caring for Colorado Foundation in 1999. 

Also in 1999, we led the campaign to establish a state Earned Income Tax Credit (EITC) for workers who are trying to support their families. Widely considered one of the most effective tools for fighting poverty, the EITC puts extra dollars in the pockets of low-income Coloradans. 

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2001

Weston v. Cassata

We played a major role in Weston v. Cassata, in which the court affirmed that participants in Colorado’s Temporary Aid for Needy Families program have due process rights upon denials, terminations or changes in eligibility or benefits, which established the legal basis for requiring complete and accurate notices of action.

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2003

Saving Medicaid benefits

We successfully delayed termination of Medicaid for lawfully present immigrants in Colorado — ensuring they did not lose access to health care services while a funding source was being developed to provide those services. Ultimately, benefits were restored to this population through a voter-approved increase in tobacco taxes, so no immigrants lost services.

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2004

CBMS crisis and CHF distribution

We brought a lawsuit against the state when the new Colorado Benefits Management System (CBMS) consistently failed to make accurate determinations of eligibility for benefits – leaving tens of thousands of people without access to health care, medications, cash assistance and food. CCLP secured a settlement requiring the state to meet benchmarks for processing applications timely and accurately, which held the state accountable until it consistently met those benchmarks. 

We also challenged the sufficiency of the Colorado Health Foundation’s distribution of assets as required by their tax status, resulting in a substantial increase (from $5 million to more than $100 million) in annual giving by the Foundation — a funding threshold that continues to benefit health-oriented nonprofits in Colorado and the people they serve. We also published Colorado’s Self-Sufficiency Standard for 2004. 

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2005

Compliance for Colorado

In 2005, CCLP won an injunction obligating the state to comply with timely processing requirements for welfare benefits through the Colorado Benefits Management System (CBMS). This victory impacts more than 700,000 low-income Coloradans each year.

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2006

Homeless ID Task Force

We collaborated with Colorado Lawyers Committee’s Homeless ID Task Force on a lawsuit that successfully challenged restrictive ID requirements that denied citizens vital services.

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2007

On tour across the state

CCLP organized the second Paycheck Away Tour with a coalition of other nonprofits and advocacy groups, traveling around the state to discuss and address poverty issues and economic barriers in local communities, and how public policymakers can do better to help. A 15-minute documentary was produced following the tour. 

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2008

10 years of CCLP & health care affordability

This year, we celebrated our first 10 years as an organization! 

CCLP authored an innovative new report, with partners from Colorado Voices for Coverage, The Cost of Care: Can Coloradans Afford Health Care, that has helped inform the national health care debate surrounding affordability for health care consumers. This is the most comprehensive state-based work on health care affordability in the country. We also published 2008’s State of Working Colorado. 

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2009

Unemployment insurance in the Great Recession

We led efforts to reform unemployment insurance during the depth of the Great Recession when many workers were living exclusively on unemployment benefits — making it easier for the lowest-paid intermittent workers to claim unemployment subsidies. 

CCLP continued serving as a watchdog on the state’s lackluster efforts to fulfill the December 2007 settlement agreement on the lawsuit involving the Colorado Benefits Management System (CBMS). CCLP continues to monitor the State’s compliance with the settlement and progress towards fixing CBMS to ensure timely processing of applications and distribution of accurate benefit amounts.

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2010

Patient protections

CCLP protected access to Medicaid for more than 2,700 low-income parents by identifying a misinterpretation of federal Medicaid eligibility law by the state and working with the Department of Health Care Policy and Financing to correct it.   

CCLP defended access to the Old Age Pension Program. While a law passed that made severe cuts to legal immigrants’ eligibility for the program, CCLP worked diligently with partners to mitigate harm to the most vulnerable Old Age Pensioners. The Health Care Program successfully advocated for the inclusion of hardship exemptions in the legislation and monitored the exemptions through the rulemaking and implementation process.   

In the November 2010 election, CCLP played a major role in defeating proposed Amendment 63, which was designed to undermine implementation of the Patient Protection and Affordable Care Act in Colorado. CCLP coordinated the Health Advocates Alliance, a large coalition of health care advocates and providers who in 2010 created working principles for the development of Colorado’s Health Insurance Exchange. 

CCLP played a major role in passing a State False Claims Act. The act, parented on federal law, permits whistleblowers to complain of fraud by state or federal contractors. It is estimated the law will bring in more than $1 million annually, and it should deter fraud in many times that amount. The law was strongly supported by the Department of the Health Care Policy and Financing, which administers state and federally financed programs. 

During the 2010 interim session, the workgroups for the task force focused on employment, consumer protection and education drafted proposed bills with legislative chairs. New policy to support families as they move toward economic security included a measure increasing the inventory of affordable housing units, which supports the ability of low-income families to live near where they work. House Bill 10-1017 also provides an economic boost for cities and counties that support developers willing to build affordable housing.  

A bill shifting eligibility rules for child care assistance to provide families uninterrupted participation for up to a year. In 2010, the Family Economic Security Program staff also convened the Kellogg Foundation/Women’s Foundation of Colorado, Cliff Effect Learning Group, examining the cost of child care across the state. The program continued to chair the Bank on Denver evaluation committee, contributed to the Denver Human Rights Commission poverty report and was awarded the role of the state lead organizer for the Wider Opportunity for Women Elder Index Initiative.  

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2011

Connect for Health Colorado

We helped craft legislation that established Colorado’s health-insurance exchange, Connect for Health Colorado. Since then, we have worked with the exchange to support access and eliminate barriers to federal tax credits and other financial assistance offered by the Affordable Care Act (ACA).

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2012

Connect for Health development

Beginning in 2012, CCLP has been fundamental in Connect for Health development. We served on advisory boards and collaborated to improve how Connect for Health presents options and to increase the scrutiny of people with fewer resources access plans. 

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2013

Expanding Medicaid

We played a leading role in Colorado’s decision to expand Medicaid under the ACA. As a result, more than 250,000 additional Coloradans now have access to health care.

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2014

EPSDT services for kids on Medicaid

In this year, CCLP was instrumental in adding personal care services to the list of benefits available to all kids enrolled in Medicaid. This was a piece of CCLP’s goal to ensure that Colorado complies with federal requirements that children receive all services that can be covered by the federal Medicaid program. When the state failed to provide applied behavioral analysis for all kids on the autism spectrum, CCLP again launched advocacy in this area.

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2015

Supporting TANF recipients

We developed and advocated for pioneering legislation that would enable parents on TANF to receive the child-support payments made by the non-custodial parent – allowing the children of TANF recipients to benefit directly from their parents’ hard work. With the passage of the bill, Colorado because the first state to allow parents on TANF to receive 100 percent of the child support from non-custodial parents. 

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2016

Raising the minimum wage

We played a major role in a campaign for a successful ballot initiative that will raise Colorado’s minimum wage to $12 an hour by 2020. As a result, Colorado’s lowest-wage workers are getting a much-needed boost while job growth and the economy remain strong in the state. 

In the last year, CCLP has been on the forefront of forcing HCPF to provide Early and Periodic Screening, Diagnostic, and Treatment (EPSDT) to all children enrolled in Medicaid. 

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2017

Protecting renters and removing barriers

We developed and lobbied for a successful bipartisan bill which extended the seven-day notice periods for renters without a lease to 21 days. This change provided significantly more time for those potentially vulnerable residents to move or get assistance so they do not end up homeless or in a nursing home if their rent increases or if their residency agreement is terminated. A big splash was made by the publication, Facing Eviction Alone: A Study of Evictions in Denver Colorado from 2014-2016 in collaboration with Colorado Coalition for the Homeless. 

Beginning in 2017, our staff spent many months of work on the toxic Trump-administration rule changes regarding public charge. We did trainings on public charge for community groups and immigration attorneys to clarify the potential impact on access to public benefits, and championed efforts in Colorado to submit thousands of comments on proposed federal rule changes, providing model comments and engaging with community members. 

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2018

Increasing TANF cash assistance

With our partners, we built support for the State Human Services Board to approve a ten percent increase in basic cash assistance for participants in Colorado’s TANF program – the first such increase in ten years. 

Since 2014, CCLP has also been working on a multi-year project with the Division of Insurance on non-discriminatory planned benefit design for how drugs are provided in rulemaking and with a lot of disease groups to do analyses of how drugs are offered (I.e., cost-tier) and then to use the non-discrimination law in the ACA to persuade DOI to issue stricter rules about how drugs are offered on different cost-tiers. Our staff trained groups on how to do drug tier analyses and did all of the legal briefing that accompanied that data with the DOI. We were a part of several stakeholder meetings. 

This year, we celebrated our 20th anniversary as an organization! 

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2019

Transforming legislation

All 13 bills developed or led by CCLP were approved by legislators with bipartisan support and signed into law by Gov. Jared Polis. The measures include House Bill 1223, which helps Coloradans with disabilities apply for financial assistance from the Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI) programs and Senate Bill 180, which establishes a $750,000 legal defense fund to help Coloradans facing eviction. 

We published our Medicaid declines report, which centered on the impact of administrative burden on people’s ability to remain enrolled. Over the past few years, CCLP also led the state in increasing scrutiny on behavioral health parity in health coverage with both the Division of Insurance and HCPF, providing training on requirements of the Mental Health Parity and Addiction Equity Act, commenting on federal rules that affected Medicaid, contributing to state rule-making and state-specific legislation, and working closely with the Division to heighten filing requirements for carriers regulated by the state. 

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2020

Progressing in the face of the pandemic

Despite daunting challenges, a shortened legislative session, and significant budget cuts in the face of the COVID-19 pandemic, legislators made significant progress, with ten CCLP-supported bills being signed into law. These laws addressed COVID-related crises in our state, supported more Coloradans through public benefits programs, improved health care access, addressed challenges in the criminal justice system and much more.  

In January 2020, we worked with the Colorado Lawyers Committee (CLC) and the Polsinelli law firm to persuade the state’s Department of Health Care Policy & Financing (HCPF) to pause denials of home health services, following issuance of a raft of inadequate notices and a wave of denials that put medically fragile children at risk of harm.  

Beginning in 2020, we worked on managed care accountability in Colorado, in a variety of forms: We submitted comments on proposed federal and state rules, engaged in a joint project with fellow advocates on how our state managed care entities, the Regional Accountable Entities (RAEs), are assessed; co-chaired a statewide committee that assesses and makes recommendations on how RAE performance is measured and how RAEs serve and engage members; and engaged in development of the next rendition of our managed care system, the so-called ACC 3.0. 

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2021

Regaining our bearings in the wake of the COVID-19 pandemic 

This year, national partners signed on to CCLP’s amicus brief, filed in Colorado’s Supreme Court, that identified errors and injustices in the criminal prosecution of a Medicaid recipient. After the court ruled against the recipient, we began to develop legislation for 2022 that aimed to address failings in how public benefits cases were being prosecuted in Colorado.  

Our grant-sponsored research on workforce development led to the publication of Ready for Work after COVID-19, which focused on how our workforce development systems can prepare Coloradans for a post-COVID economy. In support of rule-making on worker protections, we also published an issue brief on farmworker overtime, estimating the benefits and costs of the agricultural industry in the state.  

In the summer of 2021, we held a webinar with American Academy of Pediatrics-Colorado Chapter and Family Voices Colorado to discuss the steps needed to mitigate childhood poverty across the state. We worked with Family Voices Colorado again in publishing our Medicaid Appeals for Pediatric Home Health PDN Services guides, alongside a webinar in English and Spanish.  

In an effort to reduce the crushing impact of medical debt on Coloradans, CCLP worked to pass a revamped and far more enforceable version of the state’s Hospital Discounted Care program. This program requires screening for public programs, time-limited payments scaled to a patient’s ability to pay, and a right to pursue remedies in court if a hospital failed to comply. 

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2022

Continued progressive efforts amid the pandemic

During the 2022 legislative session and despite the pandemic, anti-poverty work continued to advance: 1.3 million Coloradans became eligible for improving and automating record-sealing, opening housing and job opportunities and a second chance at a better life; mobile home residents gained stronger rights, including $35 million set aside for loans and grants to assist residents to buy their mobile park home; families received a 10% increase in TANF support and annual cost of living adjustments; $500,000 in annual funding was given to the employment support and job retention services program cash fund; one in five Coloradans benefitted from new protections from surprise medical bills; and we followed up on our 2021 amicus work with the Vidauri case of Medicaid prosecution with a bill that clarified standards and provided protections against over-zealous prosecutions.  

We also published several reports and issue briefs. These include the 2022 Colorado Self-Sufficiency Standard which calculates how much income a family must earn to meet their basic needs without public or private assistance and the Overlooked & Undercounted report that revealed which Colorado families (considering demographic data that reveals greater barriers for some racial and ethnic groups) were struggling to make ends meet – even before the start of the pandemic. Our report on the SNAP program, Barriers, Errors & Due Process Denied: A Review of Colorado’s SNAP Administrative Hearing Process, found that SNAP beneficiaries in Colorado experience high rates of overpayments due to county error, that few are able to access fair hearings, and that when they do, they lose their hearings at rates that are much higher than national averages. 

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2023

25 years of anti-poverty efforts

Housing, health, and income were of the most concern in this year’s legislature. CCLP led and/or supported the following efforts: removal of medical debt from Coloradans’ credit reports; received increased funding for Adult Education programs; expansion of the EITC and CTC; expansion of protections and increased access for reproductive health care; expansion of equal pay for equal work; urge the state to comply with federal law around immigrant access to public benefits; limits to medical debt interest to three percent, and more.   

This year we published our Digital Equity report, investigating perspectives on digital equity challenges, and exploring ways to expand digital inclusion and literacy in Colorado. We created 3 guides on Medicaid appeals, helping community members better understand their rights and how best to utilize these resources. In the coming weeks, we will celebrate our first 25 years as an organization! 

HEALTH:
HEALTH FIRST COLORADO (MEDICAID)

Health First Colorado is the name given to Colorado’s Medicaid program. Medicaid provides public, low-cost health insurance to qualifying adults and children. It is an entitlement program funded by the federal, state, and county governments and is administered by counties in Colorado. Those who are required to pay must pay a small co-pay when receiving certain health care services.

State Department: Department of Health Care Policy and Financing

Eligibility: Most adults 18 to 64 are eligible for Medicaid in Colorado if their household income is at or below 133% of the federal poverty limit (FPL). Pregnant women are eligible with incomes of up to 195% FPL, while children under 18 may be eligible if the live in a household with income at or below 142% FPL. Some adults over 65 may also be eligible for Medicaid.

Program Benefits: Through Medicaid, low-income Coloradans are eligible for a range of health care services at little to not cost. Services provided include doctors visits, prescription drugs, mental health services, and dental care. Co-pays for certain individuals may be needed for certain services.

Program Funding and Access: Colorado funds our Medicaid program through state and federal dollars. Medicaid is an entitlement program, which means that all who are eligible for Medicaid can access the program, regardless of the funding level in a given year. This does not mean that it is always easy to access Medicaid, even when eligible. And since the program is administered by counties, funding levels for county staff and other administrative roles can make it easier or harder for Coloradans to access the program. On top of this, not all medical providers accept Medicaid which limits the ability of Coloradans to seek health services even if enrolled, such as if the nearest provider is a 2+ hour drive away.

Note: This data is from before the pandemic and does not reflect changes in enrollment rules during the COVID-19 pandemic and public health emergency.

Statewide Program Access 2015-19: Over the study period of this report, an average of 89.0% of the population at or below 133% of FPL (i.e., the population who is likely to be eligible for Medicaid) were enrolled in Medicaid in Colorado.

FOOD SECURITY:
SUPPLEMENTAL NUTRITION ASSISTANCE PROGRAM (SNAP)

The Supplemental Nutrition Assistance Program or SNAP helps low-income Coloradans purchase food by providing individuals and families with a monthly cash benefit that can be used to buy certain foods. SNAP is an entitlement program that is funded by the federal and state governments and administered by counties in Colorado.

State Department: Department of Human Services

Eligibility: Currently, Coloradans qualify for SNAP if they have incomes below 200% FPL, are unemployed or work part-time or receive other forms of assistance such as TANF, among other eligibility criteria. Income eligibility for SNAP was different during the study period of this report than today—it was 130% FPL back in 2019 for example. The US Department of Agriculture uses the population at or below 125% FPL when calculating the Program Access Index (or PAI) for SNAP. We follow this practice in our analysis despite Colorado currently having a higher income eligibility threshold.

Program Benefits: SNAP participants receive a monthly SNAP benefit that is determined by the number of people in their household and their income. Benefit amounts decrease as income increases, helping households avoid a sudden loss of SNAP when their incomes increase, even by a minor amount. Benefits are provided to an Electronic Benefit Transfer (EBT) card that can be used to purchase eligible food items, such as fruits and vegetables; meat, poultry, and fish; dairy products; and breads and cereals. Other items, such as foods that are hot at their point of sale, are not allowable purchases under current SNAP rules.

Program Funding and Access: SNAP, like Medicaid, is a federal entitlement program. This means that Colorado must serve any Coloradan who is eligible for the program. As such, funding should not be a limit to how many Coloradans can be served by the program. However, funding for administration of SNAP at the state and county level can limit the ability of county human service departments to enroll those who are eligible. Other program rules and administrative barriers can make it difficult for Coloradans to receive the benefits they are legally entitled to receive.

Statewide Program Access 2015-19: Over the study period of this report, an average of 61.1% of the population at or below 125% of FPL (i.e., the population who is likely to be eligible for SNAP) were enrolled.

FOOD SECURITY:
SPECIAL SUPPLEMENTAL NUTRITION PROGRAM FOR WOMEN, INFANTS AND CHILDREN (WIC)

The Special Supplemental Nutrition Program for Women, Infants, and Children, also know as WIC, provides healthcare and nutritional support to low-income Coloradans who are pregnant, recently pregnant, breastfeeding, and to children under 5 who are nutritionally at risk based on a nutrition assessment.

State Department: Department of Public Health and Environment

Eligibility: To participate in WIC you must be pregnant, pregnant in the last six months, breastfeeding a baby under 1 year of age, or a child under the age of 5. Coloradans do not need to be U.S. citizens to be eligible for WIC. In terms of income, households cannot have incomes that exceed 185% FPL. Families who are enrolled in SNAP, TANF, Food Distribution Program on Indian Reservations (FDPIR), or Medicaid are automatically eligible for WIC. Regardless of gender, any parents, foster parents, or caregivers are able to apply for and use WIC services for eligible children.

Program Benefits: WIC provides a range of services to young children and their parents. These include funds to purchase healthy, fresh foods; breastfeeding support; personalized nutrition education and shopping tips; and referrals to health care and other services participants may be eligible for.

Program Funding and Access: WIC is funded by the US Department of Agriculture. The state uses these federal funds to contract with local providers, known as WIC Clinics. In most cases, these are county public health agencies, but that is not the case in all Colorado counties. Some WIC Clinics cover multiple counties, while others are served by multiple clinics. Private non-profit providers are also eligible to be selected as a WIC Clinic.

Statewide Program Access 2015-17: Between 2015 and 2017, an average of 52.2% of the population eligible for WIC were enrolled in the program in Colorado.

Financial Security:
Colorado Works

Colorado Works is the name given to Colorado’s program for Temporary Assistance to Needy Families or TANF. It is an employment program that supports families with dependent children on their path to self-sufficiency. Participants can receive cash assistance, schooling, workforce development and skills training depending on the services available in their county.

State Department: Department of Human Services

Eligibility: In general, Coloradans are eligible to enroll in TANF if they are a resident of Colorado, have one or more children under the age of 18 or pregnant, and have very low or no income. For example, to be eligible to receive a basic cash assistance grant through TANF, a single-parent of one child could not earn more than $331 per month, with some exclusions—and would only receive $440 per month (as of 2022). That said, there are other services provided by counties through TANF that those with incomes as high as $75,000 may be eligible for. In addition to these, participants in TANF are required to work or be pursuing an eligible “work activity” or work-related activity. Any eligible individual can only receive assistance if they have not previously been enrolled in TANF for a cumulative amount of time of more than 60 months—this is a lifetime limit that does not reset. Counties may have additional requirements and offer benefits that are not available in other counties in Colorado.

Program Benefits:  While the exact benefits that one is eligible for under TANF can vary, all qualified participants are eligible to receive a monthly cash payment, call basic cash assistance. Other than cash assistance, counties are have a lot of choice in how to use their TANF funding; generally a use of TANF funds is appropriate so long as it advances one or more of the four purposes of the program: (1) provide assistance to needy families so that children can be cared for in their own homes or in the homes of their relatives; (2) end the dependence of needy families on government benefits by promoting job preparation, work, and marriage; (3) prevent and reduce the incidence of out-of-wedlock pregnancies; and (4) encourage the formation and maintenance of two-parent families.

It is important to note that those eligible for TANF are also eligible for many of the other programs we’ve included in this report, such as SNAP, Medicaid, and CCCAP.

Program Funding and Access: Colorado funds its TANF program through funds received from the federal government through the Temporary Assistance for Needy Families block grant. Most of the federal funds are allocated by the state to counties, which are required to provide a 20% match of state funding. Federal and state rules allow the state and counties to retain a portion of unspent funds in a TANF reserve.

Statewide Program Access 2015-19: Over the study period of this report, an average of 50.7% of the population at or below 100% of FPL (i.e., the population who is likely to be eligible for TANF) were enrolled in TANF in Colorado.

EARLY LEARNING:
COLORADO CHILD CARE ASSISTANCE PROGRAM (CCCAP)

The Colorado Child Care Assistance Program provides child care assistance to low-income families and caregivers living in Colorado in the form of reduced payments for child care. It is a program funded by the federal, state, and county governments and is administered by counties in Colorado. The share owed by parents/caregivers is determined on a sliding scale based on the family’s income.

State Department: Department of Early Childhood Education

Eligibility: Counties set eligibility for families separately, but must serve families with incomes at or below 185% of the Federal Poverty Limit. Families accepted to the program are no longer eligible once their income exceeds 85% of the state median income. Parents or caregivers must be employed, searching for work, or engaged in another approved activity to be eligible for CCCAP. Parents and caregivers enrolled in Colorado Works (Temporary Assistance to Needy Families or TANF) or in the child welfare system are also eligible to participate in CCCAP. Generally, CCCAP serves families with children under 13, although children as old as 19 may be eligible under certain circumstances.

Program Benefits: If a family is eligible for CCCAP and has income, they may likely have to pay a portion of their child’s or children’s child care costs each month. The amount that families owe is based on their gross income, number of household members, and the number of children in child care in the household. As such, households tend not to experience a benefit cliff with CCCAP when they see their incomes increase

Program Funding and Access: Colorado funds the CCCAP program using federal dollars it receives from the Child Care and Development Block Grant program. The state allocates federal and state funds to counties using a formula that takes into account factors like current caseloads and the number of eligible residents. Assistance is available until the county’s funds are spent, so the number of families that can be served is often a function of how much funding is available and the income and composition of the household that applies. It is not uncommon for counties to overspend or underspend their allocations of funds. The state reallocates unspent funds from counties who underspent to those who overspent. While underspending could indicate a problem with the way a county administers its CCCAP program, it could just as likely be a sign that there are few providers in the county who participate in CCCAP—or a lack of providers generally.

Statewide Program Access 2015-19: Over the study period of this report, an average of 10.8% of the population at or below 165% of FPL and younger than age 13 (i.e., the population who is likely to be eligible for CCCAP) were enrolled in CCCAP.

Housing:
HUD rental assistance programs

The US Department of Housing and Urban Development (HUD) has three housing assistance programs that we look at together: Housing Choice Vouchers (Section 8), Project-based Section 8, and Public Housing. In Colorado, these programs provided assistance to over 90% of the households who received federal housing assistance from all HUD programs. Through federally funded, local or regional public housing agencies (PHAs) are the agencies that administer these programs, through not all are available in all counties. These are not the only programs available in Colorado that assist households afford the cost of housing, such as units funded through federal and state tax credit programs.

State Department: Department of Local Affairs

Eligibility: Generally, households with incomes under 50% of the area median income (AMI) of the county they live in are eligible for these rental assistance programs, although PHAs have discretion to select households with incomes at higher percentages of AMI. That said, HUD requires that 75% of new vouchers issued through the Housing Choice Voucher/Section 8 program in a given year are targeted to households with incomes at or below 30% of AMI. PHAs are also able to create criteria that give priority to certain types of households who are on waiting lists for these programs.

Program Benefits: These rental assistance programs help households afford the cost of housing by reducing their housing costs to around 30% of their household income. In the case of the Housing Choice Voucher program, the PHA pays the voucher holder’s landlord the remaining portion of the rent.

Program Funding and Access: Funding and access are both challenges for these rental assistance programs. In addition to limitations on the number of public housing units or housing vouchers a PHA can manage or issue, lack of funding compared to the need constrains the ability of PHAs to assist low-income households. In 2020, Coloradans were on waitlists for Housing Choice Vouchers for an average of 17 months. Waitlists also exist for the other rental assistance programs.

Statewide Program Access 2015-19: Over the study period of this report, an average of 21.1% of renter households with incomes at or below 50% AMI (i.e., the population who is likely to be eligible for HUD rental assistance programs) were living in subsidized housing.